Advantedge are passionate about helping UK businesses achieve their growth ambitions. Our experience and expertise will deliver you a funding solution that’s right for your business.

About Advantedge

Welcome to Advantedge Commercial Finance

Advantedge are specialists in providing cash flow solutions to UK small and medium-sized businesses to help their businesses grow.  Established in 2001, our business has grown to become one of the leading privately-owned invoice finance companies in the UK. 


Advantedge have seen a continuous period of growth and are currently providing over £60m of funding support to UK businesses who are seeking flexible and competitive finance for their businesses.

Based in the Thames Valley, Newport, The Midlands, Manchester and Glasgow, our Directors have over 90 years’ experience and expertise in funding businesses and we understand the issues that your business faces.

Why are we different?

We have developed a reputation as a leading independent finance provider, and deliver an unrivalled client service together with fair, transparent pricing. We understand that your needs are constantly evolving and that you expect more from your funder today than you used to. We are passionate about delivering truly client focussed solutions and believe that our approach is different from our competitors. Our clients benefit from:


  • a dedicated and experienced account manager who manages all aspects of your account

  • access to senior decision makers

  • our agile approach delivering informed funding decisions quickly and efficiently

  • a straightforward and easy service delivered by a team who work to the highest standards

  • easy, online access to your account to keep you in control


We pride ourselves on the service we deliver, and enjoy an enviable reputation for client service. Our client satisfaction rates are second to none. Let Advantedge be a driving force behind your business and give it the advantage it deserves.


Advantedge is a member of UK Finance Association and abides by their Code of Conduct.

Our Leadership Team

Our team comprises of some of the most experienced professionals in the industry.  Their expertise and passion for helping companies achieve their ambitions is the driving force behind our business. You will find our team friendly, approachable and always available to support you every step of the way.

David Tilling


David joined Advantedge as a Director in 2013 and successfully led a management buyout in November 2016. He brings a wealth of experience and knowledge to the role having accumulated 27 years’ experience in the finance sector. Following initial stints in the construction and IT Distribution sectors, he moved to Kellock Factors cutting his teeth in the finance industry for over a decade. His success saw him join Cattles Invoice Finance as a Director where following a successful 5 years he left to move as director to a new start invoice finance division for EuroFactor. Most recently, David was regional Managing Director at Bibby Group of Factors.

Meet the Southern leadership team

Darren Cottenden

Managing Director – North

Darren joined Advantedge in July 2013. He brings a strong reputation having built up over 30 years of experience and knowledge from within the commercial banking and invoice finance sectors.  He started his career in the banking sector building up a decade of experience as the foundation for leadership roles in the industry. He joined Aldermore Bank, where he spent over a decade culminating as a Regional Managing Director of Aldermore Invoice Finance for 5 years where he was responsible for sales, risk and operations. He successfully grew his office into the most successful in the company providing the perfect backdrop for his move to Advantedge.


Meet the Northern leadership team

Neal Errington


Before joining Advantedge in 2007, Neal founded two specialist invoice finance companies serving the SME community. Having successfully built these businesses, he joined Advantedge bringing his enviable experience and expertise to the business. Neal has spent over 30-years working with businesses to solve their funding challenges through the provision of leasing, banking, invoice finance and asset based lending. Neal was founding director of Argent Commercial Services where he built a successful business over nine years, which was acquired by Cattles Plc. Moving on as a director to a new start invoice finance division for Eurofactor, he helped grow the business to new heights over four years.

Anne Taylor

Group Financial Director

Anne joined Advantedge in May 2017 and was promoted to Group Financial Director in July 2018.  She holds overall responsibility for the finance and accounting strategy in order to optimise the company’s financial performance and strategic position.  Anne brings a solid reputation within finance having started life as a Chartered Accountant for PWC, before moving to KPMG where she worked in the Transaction Services team gaining experience across a variety of deals as well as flotations, share placements and financial due diligence. She then moved on to Metlife Insurance, one of the largest global providers of insurance and annuities before switching to the client side where she worked in a senior capacity for Surface Technology International who specialise in the manufacture of electronics.

Richard Walker

Regional Director - Scotland

Richard joined Advantedge as Regional Director – Scotland, in 2017, with responsibility for setting up our Scottish client operation.  With almost two decades of commercial finance experience behind him spanning both invoice and asset finance most notably within Bank of Scotland and latterly at Aldermore Bank, he is perfectly positioned to drive our expansion in Scotland.  During his time, he has worked with a range of clients ensuring that they have access to funding facilities ranging from £100k to £10m.  Richard is very business focussed and comes with a ‘’can do’’ attitude and his experience will prove invaluable to the region.

Meet the Scottish leadership team

Paul Stokes

Regional Director - Midlands

Paul joined Advantedge as Regional Director – Midlands, in 2018, with responsibility for setting up our Midlands based client operation.  He brings a solid reputation in commercial finance spanning invoice finance, asset finance and banking.  His time in the sector has seen him successfully identify and shape funding facilities for a wide range of businesses from both sides of the fence – as a funder and a broker - most notably with Lloyds Banking Group, Allied Irish Bank and his own brokerage Partner Commercial Finance – before his last position as MD of Gener8 Finance, an invoice finance business which was recently sold to an AIM listed acquirer.  

Meet the Midlands leadership team

Bryn Ible

Regional Director - Newport

Bryn is a familiar figure across the South West and Wales region having built up a long and established position over many years.  With experience spanning both finance and broking firms, his strength is in matching funding solutions to his clients.  Having worked for Santander, Ultimate, Aldermore and Henry Howard Cashflow Finance he has worked with a diverse mix of businesses seeking funding support. Having owned his own brokerage, Bryn has strengthened his wider knowledge of the industry and understands the challenges of running a business.  It was during his tenure managing Henry Howard Cashflow Finance that Advantedge bought the business retaining Bryn’s experience to drive growth in the region.

Meet the Welsh & South West leadership team

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  • David Tilling LinkedIn
  • Darren Cottenden LinkedIn
  • Neal Errington LinkedIn
  • Anne Taylor LinkedIn
  • Richard Walker LinkedIn
  • Paul Stokes LinkedIn
  • Bryn Ible LinkedIn


The recognition from our clients that we are doing a good job is all we need.  However, it is still nice to receive accolades from the finance sector recognising what we do.  We were delighted to achieve an “All-Round Excellence” award in 2016 and the "Introducers Champion" award 2018 from a prestigious finance publication.

We are always looking for talented and client focussed individuals to join our team.  If you are passionate about supporting client growth and believe you have what it takes, then get in contact with us today.

Contact Us


We want to help improve your company’s cash flow. Please get in touch via telephone or email, or contact us using the enquiry form.

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Advantedge Commercial Finance Ltd, Registered Company number 04206708.

Advantedge Commercial Finance (North) Ltd, Registered Company number 08579241. 


Registered office address: 1 London Street, Reading, Berkshire, RG1 4PN 

© 2018 Advantedge Commercial Finance Ltd