Bad Debt Protection

Protect your business against the cashflow impact of a key customer insolvency ensuring financial peace of mind.

What is bad debt protection?

Our Bad Debt Protection service gives you the confidence of knowing you will receive payment for all your hard-earned sales even in the event of a customer insolvency ensuring no disruption to your cash flow.

It is a sad reality that many businesses experience insolvency each year. At Advantedge Commercial Finance, we know that assessing your customers ability to pay can be difficult and you don’t want to turn business away.  In the event of non payment, recovering monies that are owed to you for goods and or services already supplied can have a serious and detrimental effect on your business. 

Our Bad Debt protection service gives you the confidence of knowing that you will receive payment for invoices due from your customer in the event of their insolvency thus protecting your longer term cashflow.

This solution can help your business if:

  • the impact of a bad debt could have a significant effect on your business cashflow

  • you want to grow your business with the added peace of mind that your customers are credit protected

  • you want a method whereby you can effectively spread the commercial risk that some of your larger customers represent to your business.

The benefits

Peace of mind giving you the confidence to drive forward new business opportunities.

Peace of

mind

Knowing that your customers credit risk is protected will give you the confidence to drive forward with further business growth opportunities.

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We can provide cover for 85% of your payment.

Guaranteed payment

Our solution can provide cover for 85% of your payment.

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Flexibility to choose protection against selected customers within your portfolio up to a maximum of fifteen customers.

Flexibility

Rather than insist that all of your customers are covered, our flexible solution allows you to carefully select protection on specific accounts across your business up to a maximum of 15. 

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Can be put in place quickly.

Fast

Our solution can be put in place swiftly to ensure minimal disruption to your cashflow.

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How much does it cost?

The cost is reflective of the credit profile of your customers and the level of protection that is to be provided.  We will work with you to find the right solution that works for you. 

Who is eligible?

Bad debt protection is a sensible choice for any business wishing to safeguard against potential losses which may result from a customers’ insolvency or non-payment of debt. All of our clients are eligible to take advantage of this offering .

Why choose Advantedge?

We are committed to putting our clients at the heart of everything we do. Our approach is based on traditional values whilst ensuring that we operate in a way that you would expect from a modern vibrant funder.

We understand how important relationships are and work hard to understand your business so we can match our solutions to your current and future requirements. 

As an independent, privately run business ourselves, we believe we know what is required from a funder and constantly strive to deliver that. Our regional offices offer a localised approach with expertly trained people who are highly responsive to your needs and who have daily access to senior decision makers, should you require.

Over the last few years, we have successfully funded over £2 billion of client invoices to UK small and medium sized businesses across a diverse range of industry sectors.


Give your business the Advantedge it needs today.

Other Solutions

Invoice finance

Invoice Finance

Improve your cash flow and free up your valuable credit control time with our professional funding and credit management solution.

invoice discounting

Invoice Discounting

Strengthen your business cashflow with an immediate injection of funding, together with an ongoing source of finance, to support your growth.

selective invoice finance

Selective Invoice Finance

A highly flexible solution that enables you to obtain specific funding against key customer invoices, as and when your cashflow requires.