Invoice Discounting

Improve your cash flow with an upfront injection of funding and an ongoing source of finance to support your business growth

What is Invoice Discounting?

Invoice Discounting is a flexible finance only solution which provides you with the working capital your business needs. It releases up to 90% of the value of your sales invoices on the same day as they are raised (if we receive them before midday) and then provides an ongoing source of funding against the value of invoices as you raise them. Because its linked to your sales, the amount of funding available grows in line with your business. It’s totally confidential so you stay in control managing your own client relationships and collection of invoice payments.

The benefits

Improves cash flow

An upfront injection of funds against the value of your outstanding invoices

Ongoing source of working capital

Up to 90% of the value of your sales invoices on the same day as they are raised if we receive them before midday

A flexible source of finance

Which grows in line with your sales

You keep control of your relationships

Our invoice discounting solution is confidential so your customers do not know we are involved

Improve your margins

By securing early settlement discounts

How does it work?

We will provide you with up to 90% of its value on the same day (if received before midday) for you to use as and when you need it


Upload your invoices to our system


You provide your products or services to your customer and invoice them as normal


We will pay you the remaining balance once invoice payment has been received


Your customer pays into a trust account in your name

You manage your customers and arrange invoice payment


Who is eligible?

We work with a wide range of businesses across a diverse set of situations. If you are looking for funding up to £1.5m then Advantedge is the funding partner for you.

Whatever your situation, you can feel confident in our ability to structure the right funding for your business. We can help businesses who may be experiencing a range of situations:

Want to improve cash flow

Are looking at buying another business

Need to access funds to grow

Why choose Advantedge?

We are committed to putting our clients at the heart of everything we do. Our approach is based on traditional values whilst ensuring that we match what you expect from a modern vibrant funder.

We understand how important relationships are and so work hard to get to know your business so we can match our solutions to your current and future requirements. 

As an independent, privately run business ourselves, we believe we know what you want from a funder and work hard to deliver just that.  You will benefit from local teams who deliver a fast-personal response, with easy access to senior decision makers, who get involved when you want them to.

Over the last 17 years, we have funded over £2 billion of client invoices to UK businesses of all shapes and sized and in many types of industry sectors.

Give your business the Advantedge it needs today.

"As RTG began to grow, F21 supported us and ensured our needs were met through a hands-on approach which we found very helpful. We have always enjoyed regular contact from F21 over the years, and feel confident that help and advice is always available when required..."


Steve Hurd, RTG Rail Services

Contact Us


We want to help improve your company’s cash flow. Please get in touch via telephone or email, or contact us using the enquiry form.

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Advantedge Commercial Finance Ltd, Registered Company number 04206708.

Advantedge Commercial Finance (North) Ltd, Registered Company number 08579241. 


Registered office address: 1 London Street, Reading, Berkshire, RG1 4PN 

© 2018 Advantedge Commercial Finance Ltd